Yes, a personal injury settlement or award can affect Medicare benefits. Like Medicaid, Medicare is a need-based program that considers an individual's income and assets when determining eligibility for benefits. If an individual receives a settlement or award for a personal injury case, it may be considered income for the purposes of Medicare eligibility. In addition, Medicare may have a lien on any settlement or award received for medical expenses related to the injury. This means that Medicare may have the right to recover any payments made for medical expenses related to the injury from the settlement or award. It's important to consult with a personal injury lawyer and a Medicare eligibility specialist to determine how a settlement or award may impact Medicare benefits. A lawyer can help structure the settlement or award in a way that minimizes the impact on Medicare eligibility and any potential liens. A Medicare eligibility specialist can help determine how the compensation will affect benefits and provide guidance on how to maintain eligibility.
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