In Michigan, most employers are required to carry workers' compensation insurance to provide benefits to employees who are injured on the job, including construction workers. However, if your employer doesn't have workers' compensation insurance or fails to provide coverage as required by law, you may still have options for seeking compensation for your injuries.In cases where your employer is uninsured or underinsured for workers' compensation, you may be able to pursue compensation through alternative means, such as:
- Personal injury lawsuit: You may have grounds to file a personal injury lawsuit against your employer or another party responsible for your injuries to seek compensation for your medical expenses, lost wages, pain and suffering, and other losses.
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