Wage garnishment is a legal process in which a portion of an employee's earnings is withheld by their employer and paid directly to a creditor, typically to satisfy a debt that the employee owes. This can include things like unpaid taxes, child support, or student loan debt. Wage garnishment is typically initiated through a court order, and the amount that can be garnished is limited by federal and state laws. The purpose of wage garnishment is to ensure that debts are repaid, and it is a legal way for creditors to collect money owed to them.
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