Michigan’s auto insurance system separates compensation into two categories.
No-Fault (PIP) benefits cover your own expenses regardless of who caused the crash. These benefits may include:
- Medical treatment
- Wage loss
- Replacement services
- Attendant care
A liability claim, on the other hand, is filed against the at-fault driver for damages such as:
- Pain and suffering
- Excess medical costs
- Long-term disability
Understanding this difference is crucial when pursuing full compensation after a crash.
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