The holidays are supposed to mean warmth, family, celebration, and traditions that make Michigan winters feel a little brighter. But for too many Michiganders, the trip getting to those gatherings becomes the most dangerous part of the season. What should be a joyful drive to see loved ones can turn into flashing lights, twisted metal, and sudden trauma in a matter of seconds.
Winter storms, icy highways, heavy traffic, fatigued drivers pushing through long distances, alcohol-related crashes, and distracted out-of-state visitors all collide—literally—to make the holidays one of the most hazardous travel periods of the year. Between Thanksgiving and New Year’s, Michigan consistently sees a spike in serious car crashes, truck collisions, and pedestrian injuries.
And when you’re shaken, scared, and unsure what to do, Michigan’s No-Fault insurance system can feel overwhelming. But even in the chaos, you still have important rights—rights to medical care, wage loss, and compensation when someone else’s negligence changed your holiday plans and your future.
That’s where Marko Law comes in. When your holiday celebration turns into a fight for recovery, our Detroit personal injury team steps in with strength and compassion. We hold reckless drivers, irresponsible corporations, and insurance companies accountable—because your pain is not just another seasonal statistic.
What to Do Immediately After a Holiday Crash
Get to Safety
Michigan winter roads are unforgiving.
- Move your vehicle to the shoulder if possible
- Stay warm and inside the vehicle unless it’s unsafe
- Avoid standing on icy or active roadways, especially with limited visibility or snow blowing across traffic
Call 911
A police report is critical—especially during the holidays when roads are crowded and liability may be contested. For Michigan No-Fault and any third-party claims, documentation matters.
Officers will:
- Record the crash details
- Interview drivers and witnesses
- Document road, weather, and traffic conditions
- Provide an official report used later in your claim
Document Everything
Holiday crashes happen fast. Evidence disappears even faster—snow melts, vehicles are moved, and witnesses drive away. If you’re able:
- Take photos of vehicle damage, road conditions, skid marks, and your injuries
- Gather witness names and contact info
- Screenshot navigation routes, ETA changes, and weather alerts
- Capture the position of vehicles before towing
- Note visibility issues, black ice, or snow accumulation
This evidence often becomes the difference between a denied claim and a successful recovery.
Seek Medical Attention Right Away
Even if you “feel okay,” holiday crash injuries often surface hours—or days—later. Traumatic brain injuries, whiplash, spinal injuries, and internal trauma may not show immediate symptoms.
Michigan’s No-Fault system requires proof that your injuries came from the crash. Delaying care can give insurance companies ammunition to deny or reduce your claim.
Do NOT Talk to Insurance Adjusters Before Speaking to a Lawyer
Holiday season or not, insurance companies are working to save themselves money. Adjusters may:
- Pressure you into a quick, low settlement
- Suggest your injuries aren't serious
- Push recorded statements that can be twisted against you
Before you talk to anyone, talk to Marko Law. We make sure your rights—and your story—are protected from the start.
Understanding Your Michigan No-Fault Benefits
What No-Fault Covers
If you’re hurt in a holiday travel crash, your No-Fault benefits may include:
- Medical expenses (including surgeries, physical therapy, and long-term care)
- Lost wages when injuries prevent you from working
- Attendant care services (in-home help for daily tasks)
- Replacement services (household help such as cleaning or childcare)
When You Can Sue the At-Fault Driver
You may also be able to pursue a third-party pain and suffering claim if your injuries meet Michigan’s legal thresholds:
- Serious impairment of body function
- Permanent injury
- Wrongful death
This compensation is separate from No-Fault and targets the negligent driver who caused the crash.
Special Considerations for Out-of-State Drivers
Holiday travel brings many out-of-state visitors into Michigan’s winter hazards.
Questions we address:
- Who pays what when the other driver is not a Michigan resident?
- How does No-Fault apply when only one driver is insured in Michigan?
- Which state’s insurance laws control the claim?
These scenarios get complex fast. But with the right legal guidance, you can still recover everything you're entitled to.
Who May Be Liable in a Holiday Travel Crash?
Negligent Drivers
The most common cause of holiday travel wrecks is another driver behaving carelessly on dangerous winter roads. We frequently see:
- Speeding, even when the pavement is slick with ice
- Reckless driving, including tailgating or failing to slow down during snow or freezing rain
- Distracted driving, especially with GPS use, holiday texting, or out-of-state drivers unfamiliar with the area
- Drunk or drug-impaired driving, which spikes during holiday gatherings and New Year’s celebrations
When a driver chooses danger over responsibility, Michigan law allows you to hold them accountable for the harm they cause.
Commercial Carriers & Trucking Companies
Holiday season means more semi-trucks, delivery vans, and commercial carriers on Michigan highways. These companies can be held liable when their negligence contributes to a crash.
Common issues include:
- Poor training or inexperienced seasonal drivers
- Ignored safety standards, such as failing to account for icy conditions or winter load limits
- Violations uncovered through FMCSA/SAFER data, showing a history of unsafe driving, bad inspections, or mechanical problems
When a trucking company cuts corners on safety to keep profits rolling, innocent people pay the price. At Marko Law, we dig into federal safety records to expose these failures.
Municipal or Private Parties
Sometimes dangerous roads aren’t just the weather’s fault—they’re the result of negligence by the people responsible for maintaining them.
Liable parties may include:
- Cities or counties that failed to salt, plow, or properly maintain public roadways
- Private property owners, such as shopping centers with unshoveled parking lots or icy walkways
- Entities responsible for road design, where blind curves, poor drainage, or missing signage contribute to crashes
When public or private negligence makes travel unsafe, victims have the right to pursue accountability.
How Marko Law Builds a Case Against Negligent Drivers
Reviewing Police Reports, Dashcam, and Surveillance Footage
We analyze every detail—from officer observations to dashcam and store-front video that captures the moments before impact. These records often reveal speed, fault, and road conditions.
Gathering Weather & Road Maintenance Records
Snowfall totals, ice warnings, salting schedules, and plowing logs can prove whether a municipality or property owner failed to maintain safe conditions.
Working With Accident Reconstruction Experts
When the truth is buried under snow and debris, experts help reconstruct:
- Vehicle speeds
- Impact angles
- Visibility issues
- Road traction conditions
Reconstruction often becomes the backbone of a strong, undeniable case.
Fighting Insurance Companies That Try to Lowball Holiday Crash Victims
Insurers love to weaponize confusion—especially during the holidays—hoping overwhelmed victims will accept lowball offers. We don’t let that happen. We push back hard, and we don’t back down.
Ensuring Clients Receive Every Dollar of Their No-Fault and Pain & Suffering Compensation
You may be entitled to:
- Full medical care
- Lost wages
- Household replacement services
- Pain and suffering damages
- Wrongful death compensation
We make sure you get everything the law allows—nothing less.
Hurt on the Way to See Family? Marko Law Is Here to Fight for You.
Holiday travel should bring joy—not danger. But every year, Michigan sees a dramatic spike in serious crashes. Even worse, when the roads are at their most dangerous, insurance companies often make the process harder—downplaying injuries, delaying payments, or pushing lowball settlements.
But you don’t have to face this alone. At Marko Law, we stand up for injured Michiganders every single day. We know how devastating a holiday wreck can be, and we fight to make sure our clients get the support, answers, and justice they deserve.
Contact Marko Law for a Free Case Evaluation
📞 Phone: +1-313-777-7777
📍 Main Office: 220 W. Congress, 4th Floor, Detroit, MI 48226
🌐 Website: https://www.markolaw.com/