One second you’re cruising—next, you’re fighting for your life.

That’s the brutal reality too many Michigan motorcyclists face. You’re enjoying the open road when, without warning, a distracted driver cuts you off, a pothole throws your bike, or a careless left turn changes everything. In an instant, your freedom turns into pain, fear, and uncertainty.

Motorcycle crashes aren’t just accidents—they’re often the result of negligence, recklessness, or outright disregard for rider safety. And here in Michigan, especially in metro Detroit, the risks are real. According to Michigan State Police data, motorcycle fatalities are disproportionately high—and many involve cars that “didn’t see the bike.”

The emotional toll is massive. Riders endure not just broken bones and surgeries, but the trauma of being sidelined, blamed, and often dismissed by insurance companies who think “biker” means “reckless.” We know better.

Motorcycle Crash Risks in Michigan

Alarming Statistics

According to the Michigan State Police, in 2023, there were 3,056 motorcycle-involved crashes, resulting in 165 fatalities. These numbers highlight the persistent dangers motorcyclists face on Michigan roads.(michigan.gov)

Common Causes of Motorcycle Accidents

Several factors contribute to motorcycle accidents in Michigan:

• Distracted or Speeding Drivers: Motorists not paying attention or exceeding speed limits often fail to notice motorcyclists, leading to collisions.
• Left-Turn Collisions: Many accidents occur when drivers make left turns without yielding to oncoming motorcycles.
• Unsafe Lane Changes: Drivers changing lanes without checking blind spots can sideswipe motorcyclists.
• Road Hazards: Potholes, uneven pavement, and debris pose greater risks to motorcycles than to cars.(en.wikipedia.org)

Michigan's Helmet Law

Michigan law requires all riders under 21 to wear helmets. Riders 21 and older may ride without a helmet if they have at least $20,000 in first-party medical benefits and have held a motorcycle endorsement for at least two years or have completed an approved safety course. While helmet use is optional for some, wearing one significantly reduces the risk of fatal injuries.(iihs.org, davidchristensenlaw.com)

What to Do Immediately After a Motorcycle Accident in Michigan

Call 911 and Get Medical Attention

Even if you think you’re okay—get checked out. Adrenaline can mask serious injuries like internal bleeding, traumatic brain injuries, or spinal trauma. Medical records will also become critical evidence in your case.

Stay at the Scene and Gather Evidence

If you’re physically able, document everything:

• Take photos of the scene, your bike, the other vehicle, and your injuries.
• Get names and contact info of any witnesses.
• Note road conditions, traffic signs, and anything that may have contributed to the crash.

Get a Copy of the Police Report

The responding officer’s report will be a key part of your case. It contains:

• The officer’s observations
• Statements from drivers and witnesses
• Preliminary assessment of fault

Be sure to request a copy from the department that responded.

Don’t Admit Fault or Downplay Injuries

Emotions run high after a crash. But don’t say “I’m fine” or “It was my fault”—even casually. These words can and will be used against you by insurance companies.

Notify Your Insurance Company—But Be Careful

You’re required to inform your insurer of the crash, but don’t give a recorded statement without talking to a lawyer first. Insurance companies may twist your words to reduce your payout or deny your claim.

Michigan’s No-Fault Law and Motorcycle Accidents

How No-Fault Insurance Works for Motorcyclists

Under Michigan law, motorcycles are not considered motor vehicles. That means standard No-Fault Personal Injury Protection (PIP) coverage doesn’t automatically apply the same way it does for car crashes.

• If you’re hit by a car or truck, the PIP benefits come from the vehicle's insurance, not your motorcycle insurance.
• If no other vehicle is involved, or if the vehicle was uninsured, you may have limited or no PIP coverage, unless you’ve purchased optional PIP benefits on your motorcycle policy.

Bottom line: Motorcyclists often face coverage gaps that car drivers don’t.

When You Can Sue for Damages

Despite Michigan’s No-Fault system, you can file a lawsuit for pain and suffering and other damages—but only in serious cases, including:

• Severe injury
• Death
• Permanent serious disfigurement

In these cases, you can pursue compensation beyond what PIP pays, including:

• Pain and suffering
• Emotional trauma
• Long-term medical care
• Loss of enjoyment of life

PIP Coverage and Its Limitations

If PIP coverage is triggered (usually by the other motor vehicle’s policy), it can pay for:

• Medical expenses
• Lost wages (up to 85% for 3 years)
• Replacement services (e.g., housekeeping help)

However, coverage limits vary, and if you’re relying on someone else’s policy, they may try to deny or delay your benefits.

Who Can Be Held Liable in a Michigan Motorcycle Accident?

Negligent Drivers

This is the most common cause of motorcycle crashes in Michigan. Liability may fall on drivers who:

• Fail to yield when turning left
• Drive distracted (texting, talking, eating)
• Change lanes without checking blind spots
• Speed or follow too closely

Under Michigan law, you can sue a negligent driver if your injuries meet the threshold for a third-party lawsuit (severe injury, death, or disfigurement).

Municipalities

Potholes. Crumbling roads. Faded lane markings.

If poor infrastructure contributed to your crash, the city, county, or state responsible for maintaining that road could be held liable. These cases require quick legal action—government entities have strict deadlines for filing claims.

Motorcycle or Parts Manufacturers

If your accident was caused by a mechanical failure—like faulty brakes, tire blowouts, or a defective throttle—you may have a product liability case against the manufacturer or retailer.

Proving these claims often requires expert analysis, which is why you need a legal team with resources and experience.

Bars and Alcohol Vendors (Dram Shop Liability)

Under Michigan’s Dram Shop Act, a bar or establishment that served alcohol to someone who was visibly intoxicated can be held liable if that person caused a drunk driving crash.

These claims require fast investigation, witness statements, and possibly video evidence. Don’t wait.

Damages You May Be Entitled To After a Motorcycle Accident in Michigan

Medical Expenses (Past and Future)

• Emergency care
• Surgeries, hospital stays, and rehabilitation
• Long-term treatment, prescriptions, and assistive devices
• Future medical needs for chronic pain, disability, or ongoing trauma care

Lost Wages and Future Earning Potential

• Income you missed during recovery
• Loss of future earnings if you can’t return to your job or career
• Compensation for reduced work capacity or forced career changes

Pain and Suffering

• Physical pain and limitations
• Emotional anguish, PTSD, anxiety, and depression
• Daily struggles that impact your quality of life

Loss of Enjoyment of Life

• Missed experiences, milestones, and hobbies
• Inability to ride again, engage in sports, travel, or family activities
• Impact on personal relationships and independence

Wrongful Death Damages

If you lost a loved one in a motorcycle accident, you may be entitled to:

• Funeral and burial costs
• Loss of companionship and consortium
• Financial support they would have provided
• Pain and suffering of the deceased before passing

You Didn’t Deserve the Crash—But You Deserve Justice

You didn’t cause the crash. You didn’t ask for the pain, the hospital stays, the missed work, or the sleepless nights. But here you are—injured, angry, and uncertain about what comes next.

Know this: You have rights. And you are not alone.

At Marko Law, we understand the unique struggles motorcyclists face—not just on the road, but in the legal system. Insurance companies will try to blame you. The at-fault driver will try to minimize what happened. But we won’t let that stand.

You’ve already been through enough. Now, it’s time to rebuild—with power, with purpose, and with the support of a team that knows how to fight back.

Contact Marko Law for a Free Case Evaluation

📞 Phone: 1-833-MARKO-LAW or +13137777777
📍 Main Office: 220 W. Congress, 4th Floor, Detroit, MI 48226
🌐 Website: www.markolaw.com

You deserve more than a settlement. You deserve justice. Let’s get to work.

‍

‍